AGENTS: Healthcare without the Tradeoff

The Freedom of 100% Commission, Without the Healthcare Tradeoff

One of the biggest advantages of a 100% commission model is simple: you keep more of what you earn and have more freedom to grow your business your way.

But too many real estate professionals worry that becoming an independent contractor—or joining a 100% commission brokerage—means giving up access to quality healthcare options.

At United Real Estate, we don’t believe you should have to choose between the two.

Through UREG Healthcare, our Agents can explore healthcare options created with independent contractors and their families in mind. It is also an important part of our broader Financial Wellness Program, which is designed to help our Agents feel more confident about their finances today while preparing for the future.

Financial Wellness Is About More Than Your Commission

Keeping more of your commission is a great place to start, but true financial wellness goes beyond each closing check.

Our Financial Wellness Program provides tools and resources to support Agents through different stages of their financial journeys—from paying down debt and building better money habits to protecting their families and planning for the future.

The program focuses on four main areas:

• Maximized Commission: A cost-efficient brokerage model that helps Agents keep more of their hard-earned income

• Healthcare Plans: Access to health, dental, and vision options designed for independent contractors and their families

• Financial Literacy: Educational resources and budgeting tools to help Agents set goals, manage debt, improve spending habits, and reduce financial stress

• Wealth Management: Access to personalized financial planning services, including help with savings strategies, estates, trusts, and wills

Together, these resources are meant to help our Agents make the most of what they earn and feel better prepared for whatever comes next.

Healthcare Is Part of the Bigger Picture

Healthcare can be one of the biggest concerns for anyone who is self-employed. Finding the right option can feel overwhelming—and going without coverage can create even greater financial stress.

UREG Healthcare helps make that process a little easier by giving Agents access to options that may include:

• Healthcare choices for Agents and their families

• Potential savings compared to traditional plans

• Health, dental, and vision plan options

• Nationwide PPO network access

• Convenient 24/7 telemedicine

• Benefits that can help protect your household and your business

• Exclusive access through the United Family of Companies

Healthcare is not only about taking care of yourself when you are sick. It is also about protecting your savings, your family, and the business you have worked so hard to build. That is why it fits naturally into our Financial Wellness Program.

We Want Our Agents to Thrive

Many brokerages focus mainly on commission splits and transaction fees. While those things certainly matter, we believe supporting Agents means looking at the whole picture.

Our Agents are business owners, professionals, parents, partners, and members of their communities. Their personal and professional lives are connected, and the resources available to them should reflect that.

That is why our support does not stop with a 100% commission model. Through our Financial Wellness Program, we want to help Agents:

• Keep more of what they earn

• Build stronger financial habits

• Protect themselves and their families

• Plan for their long-term goals

• Create a business—and a future—they can feel good about

Keep More of What You Earn and Build Toward What’s Next

Choosing the right brokerage is about more than comparing commission plans. It's about finding a company that supports your business, understands the realities of being an independent contractor, and wants to see you succeed both professionally and personally.

With a 100% commission model, UREG Healthcare, financial education, and wealth-management resources, United Real Estate’s Financial Wellness Program is another way we help our Agents build more secure and rewarding futures.

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Ready to learn more about United Real Estate Partners? No more waiting - let's talk about how we can grow your business together! You can visit us online or call our office at 504-305-4930 for a confidential interview today!